BowriderUsed
2022 Monterey 224
22 ft•10•435 hrs
$29,900
Boat Financing Nashville TN – Get on the Water at Bill's Used Boats
Ready to buy a boat but not sure about financing? Bill's Used Boats in Hermitage, TN makes it easy. We work with multiple lenders to find competitive boat loan rates — and we handle the paperwork so you don't have to.
Why finance through Bill's?
- Multiple lending partners for competitive rates
- Fast approval — often same day
- All credit situations considered
- Flexible terms to fit your budget
- No hidden fees or dealer add-ons
Whether you're buying a $15,000 used bowrider or a $60,000 tritoon, we'll work to get you a payment that makes sense. Bring your last two pay stubs and a valid ID to get the process started — or call ahead and we can often pre-qualify you over the phone.
Call (629) 245-2628 or visit 3622 Central Pike, Hermitage, TN 37076.
46 Boats Available
View all inventory →
BowriderUsed
2021 Chaparral (check listing)
22 ft•10•467 hrs
$38,500
PontoonUsed
2022 Crest (check listing)
23 ft•12•1,133 hrs
$39,000
PontoonUsed
2022 Manitou Aurora
23 ft•12•304 hrs
$39,900
PontoonUsed
2022 Sweetwater SB
23 ft•12•627 hrs
$39,900
Deck BoatUsed
2023 Bayliner DX2200
22 ft•12•589 hrs
$39,900
PontoonUsed
2021 Manitou Aurora
23 ft•12•985 hrs
$39,900
PontoonUsed
2023 Sweetwater 2286C
23 ft•12•630 hrs
$39,900
BowriderUsed
2021 Chaparral (check listing)
22 ft•10•542 hrs
$39,950
PontoonUsed
2023 Sweetwater 2286SB
23 ft•12•847 hrs
$44,900
PontoonUsed
2023 Sweetwater 2286BF
23 ft•12•917 hrs
$44,900
PontoonUsed
2022 Manitou Aurora
23 ft•12•867 hrs
$47,400
PontoonUsed
2022 Manitou Aurora
23 ft•12•617 hrs
$47,400
BowriderUsed
2024 Sea Ray 210 SPO
21 ft•10•514 hrs
$48,900
BowriderUsed
2023 Sea Ray 230 SPX
23 ft•10•616 hrs
$49,900
BowriderUsed
2023 Sea Ray 230 SPX
23 ft•10•656 hrs
$49,900
PontoonUsed
2023 Harris HCX 23
23 ft•12•681 hrs
$49,900
PontoonUsed
2023 Harris 230 Cruiser
23 ft•12•812 hrs
$49,900
PontoonUsed
2023 Sweetwater 2486DT
25 ft•14•911 hrs
$49,900
PontoonUsed
2023 Harris HCX 23
23 ft•12•589 hrs
$49,900
PontoonUsed
2023 Harris HCX 23
23 ft•12•745 hrs
$52,900
PontoonUsed
2024 Harris Cruiser 23
23 ft•12•583 hrs
$52,900
PontoonUsed
2024 Harris Cruiser 23
23 ft•12•731 hrs
$52,900
PontoonUsed
2024 Harris Cruiser 23
23 ft•12•639 hrs
$52,900
BowriderUsed
2024 Sea Ray 210 SPO
21 ft•10•397 hrs
$54,900
BowriderUsed
2023 Sea Ray 230 SPO
23 ft•10•741 hrs
$54,900
BowriderUsed
2023 Sea Ray 230 SPX
23 ft•10•498 hrs
$54,900
BowriderUsed
2023 Sea Ray 230 SPO
23 ft•10•612 hrs
$54,900
BowriderUsed
2023 Sea Ray 230
23 ft•10•520 hrs
$57,900
BowriderUsed
2023 Sea Ray 230 SPX
23 ft•10•669 hrs
$57,900
BowriderUsed
2023 Crownline E235
24 ft•12•476 hrs
$59,750
BowriderUsed
2023 Sea Ray 230 SPX
23 ft•10•525 hrs
$59,900
BowriderUsed
2024 Sea Ray 230 SPX
23 ft•10•534 hrs
$59,900
BowriderUsed
2023 Crownline E235
24 ft•12•421 hrs
$59,900
BowriderUsed
2023 Sea Ray 230 SPX
23 ft•10•583 hrs
$59,900
BowriderUsed
2023 Sea Ray 230 SPX
23 ft•10•491 hrs
$59,900
BowriderUsed
2023 Sea Ray 230 SPX
23 ft•10•494 hrs
$59,900
BowriderUsed
2024 Sea Ray 230
23 ft•10•444 hrs
$64,900
BowriderUsed
2021 Sea Ray 230 SPX
23 ft•10
$69,900
Wake/SurfUsed
2022 Tige Z1
21 ft•12•337 hrs
$81,900
Wake/SurfUsed
2023 Tige Z1
21 ft•12•557 hrs
$87,900
Wake/SurfUsed
2023 Tige Z1
21 ft•12•487 hrs
$89,900
Wake/SurfUsed
2023 Tige Z1
21 ft•12•566 hrs
$89,900
Wake/SurfUsed
2023 Tige Z1
21 ft•12•506 hrs
$89,900
Wake/SurfUsed
2024 Tige Z1
21 ft•12•527 hrs
$89,900
Wake/SurfUsed
2023 Tige Z1
21 ft•12•518 hrs
$93,500
Frequently Asked Questions
What credit score do I need to finance a boat at Bill's Used Boats?+
We work with multiple lenders and consider all credit situations. While a higher credit score will get you better rates, we've helped buyers with a range of credit profiles get into quality boats. Call (629) 245-2628 to discuss your specific situation — we won't judge, and we'll be straight with you about what's possible.
What documents do I need to finance a boat in Nashville?+
Typically you'll need a valid driver's license or government ID, proof of income (last two pay stubs or tax returns if self-employed), and proof of insurance for the boat. We'll walk you through the rest. The process is usually same-day at Bill's Used Boats.
How much down payment do I need to finance a used boat?+
Down payment requirements vary by lender and credit profile, but most boat loans require 10-20% down. Some programs offer lower down payment options for well-qualified buyers. Come in and talk to us — we'll find the best fit for your situation.
Ready to Find Your Boat?
Visit our lot in Hermitage or give us a call. We're here 7 days a week.
3622 Central Pike, Hermitage, TN 37076